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** 🏚️ Off Market Properties ------------------------------------------------------------ Browse hundreds of off market deals posted by tired landlords, motivated sellers, and wholesalers. Start the conversation with our brand new direct messaging feature. https://www.offermarket.us/listings?mapBounds=-60.47098544412209,-110.1506926935989,49.329385152291735,23.31090278824719&limit=25&?ref=newsletter Browse Listings (https://www.offermarket.us/listings?mapBounds=-60.47098544412209,-110.1506926935989,49.329385152291735,23.31090278824719&limit=25&?ref=newsletter)

** 💰 Private Lending ------------------------------------------------------------ HELOANs are officially live! Unlock rental property equity while keeping your pandemic-era low interest rate mortgage. HELOANs are 2nd position home equity loans that are junior to your existing low interest rate mortgage. DSCR loans: starting at 6.25%¹ * Lowest quote today: 6.375%¹ * 80% LTV cash out refi now available * No seasoning and 90-day seasoning available depending on scenario * Borrower can be business entity or personal name Fix and Flip loans: starting at 9.75%² * Up to 90% initial advance (loan to purchase price) * Up to 100% construction holdback (rehab component) * Self-serve draws (geo-located photo app) Ground up construction loans: starting at 10.99%³ Slow Flip Loans and Low balance DSCR loans: funding for properties valued below $100,000, loan amounts as low as $20,000. Always transparent, competitive, easy. Grow and optimize your portfolio with OfferMarket Capital. https://www.offermarket.us/loans?ref=newsletter-instant-loan-quote-stepper ⚡ Instant Loan Quote (https://www.offermarket.us/loans?ref=newsletter-instant-loan-quote)

** 💡 June 2026 Housing Market Insights ------------------------------------------------------------ Program Rate 5 Yr Treasury 4.26% 30 Yr FRM 6.67% 30 Yr DSCR (competitive average) 7.46% 30 Yr DSCR (OfferMarket average) 7.16% Fix and Flip 9.75% and up

** Weekly Investor Briefing ------------------------------------------------------------ “Your Price, My Terms” Strategy In today’s market, with delistings at the highest level since 2020, sellers are anchored to their selling price number. So let the seller have their number in exchange for you dictating the terms. For example, a duplex has been sitting on the market for 3 months at $200,000. The property needs $25,000 worth of work and has an ARV of $250,000. You run your numbers with hard money carrying costs and arrive at a maximum allowable offer of $140,000. Seller rejects your offer and counters at $198,000. Pretty far apart, it’s going to be hard to